I am not getting older!

You are getting older.  How do you think you will feel at 75 years of age, 50, and 25?  "I am not getting older!"  That is a fantasy.  Each day you are heading to a higher number, and you will get there.

It is appropriate to get older.  It is not appropriate to deny it.

Why?  Because in order to make provision for your later years you need to admit that you will be older.  In order to save today you have to believe there is a tomorrow.  And there is!  Count on it.

The great asset that you have to increase your wealth is time.  Save as the time goes by.  "Oh, I'll do that later."  No, do it now.